Last updated: July 27, 2020
“User(s)”) of our
website, mobile application, APP Eli, and the services provided by APP and BankingOn, Inc.
(“BankingOn”) (collectively the “Services”). Your use of the Services indicates your
BankingOn will not share, rent, or otherwise disclose your personal information without your permission except for the following circumstances: (i) to trusted employees, contractors, and agents so that they may perform services on your behalf; or (ii) to complete or confirm a transaction that you conduct with us. We will not share your Personal Information with: (a) other financial companies for joint marketing purposes; (b) affiliated companies for their everyday business practices; or (c) any third parties for marketing purposes.
No method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. We take commercially reasonable steps designed to protect data collected through the Services and your Personal Information. When your bank account information is transmitted via our Services, it will be protected by encryption technology, such as Secure Sockets Layer (SSL). Note that our Services run on software, hardware, and networks, any component of which may occasionally require updates, maintenance, or repair and which may experience problems or breaches of security beyond our control. Our third-party service providers will be held to the same or stricter standards in their access and use of your Personal Information as we hold our own employees, contractors, and agents, and we will only transfer your Personal Information to trusted third parties who provide sufficient guarantees with respect to their technical and organizational security measures governing their processing of your Personal Information. Furthermore, our third-party service providers will only be permitted to use your Personal Information for the purpose BankingOn intends and only in accordance with our instructions. We may disclose anonymized, aggregate information to third-parties for our commercial purposes, as well. We currently share such various forms of information with partner banks, data processors, data providers, external cloud databases, and cybersecurity applications. You also play a role in protecting your Personal Information. Please safeguard your username and password for your APP account and do not share them with others. If we receive instructions using your APP account login information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your APP account or any other breach of security. We reserve the right, in our sole discretion, to refuse to provide our Services, terminate your accounts, and to remove or edit content.
APP is not directed to or intended to attract minors under the age of 18. We do not knowingly collect information from individuals under the age of 18. If you are under the age of 18, please do not use the Services or submit any information to us.